Expat.ru Russian Photo Gallery
Here's what I managed to sort out...
Via admincp went into each of the member's categories in question and copied the member's name to the beginning of the title. Now instead of 20 "Me" categories I have "Alice - Me", "Bob - Me", etc.. I set the depth to 3 levels and created a new section called Member's Photos and put all of those cats there. Looks a lot cleaner now :-)
Still have a problem with the "previous" and "next" links going to an error message though when browsing in the albums...