I think the terminology your using may not be right to get across your point
From what I see in your settings you have never allowed personal albums. Its turned off in admin options. All albums - Old Hippie's Photo Gallery
You have no personal albums
There is the members gallery which you are not showing either on your index Member Galleries - Old Hippie's Photo Gallery
That shows 7027 photos and all the photos on this site have been uploaded by you. No one else has uploaded and there are no personal albums ever created. You have tons of categories and subcats.