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It means exactly what I said in your quote where you quoted me.
Buy Now is a link where if a seller has elected to allow people to buy there ad instantly it will appear when viewing the ad.
Payment system concerns you getting your money for posting an ad on your site and this part happens when the seller places an ad on your site. The buy link has nothing to do with you getting anymore money. It is a way for the seller to get his money.
I hope that clarifies this issue.
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